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PSP vs Payment Gateway vs Payment Orchestrator

Understand the difference between three core layers of modern payment infrastructure.

PSP

A Payment Service Provider enables merchants to accept and manage one or more payment methods and may aggregate multiple services.

Payment Gateway

A gateway securely transmits payment data between the merchant and downstream payment/acquiring infrastructure.

Payment Orchestrator

An orchestrator connects multiple providers and centralizes routing, redundancy and payment logic.

When to use each

The right architecture depends on market coverage, risk, redundancy needs, settlement structure and operational complexity.

Availability is subject to jurisdiction, provider underwriting, compliance review and partner acceptance.
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